KIVA


 * Potential Recipient URL: [] **
 * Name: Glocille Rivero **
 * Country: Philippines **
 * Type of Loan: Retail **

Criteria


 * 1. Risk **

Borrower (Credit history/Personal character): A kind reliable woman; a first time borrower with a payment plan already scheduled.

Field Partner (Risk Rating, Delinquency Rate, Default Rate): 3 out of 5 stars, 0% and 0%

Country Risk (Economic, Political, Natural Disaster) Nothing to note besides general poverty.


 * 2. Business Plan - [|Small Business Start Ups] **

Potential for success: High. I can’t imagine many people sell cosmetics in her town and if they are high quality items they will sell quickly.

Potential for sustainability: High, women don’t just stop buying moisturizer.

Potential for regional economic benefit: General happiness of costumers, leading to more sales=better economy for said town
 * 3. Borrower **

Perceived level of need: 3 out of 5 Financial responsibilities/commitments of individual: 3 children and husband.

An easy, reliable borrower who I feel confident will return the loan.
 * 4. Summary **


 * Potential Recipient URL: [] **
 * Name: Raimunda **
 * Country: Peru **
 * Type of Loan: Housing (candy sales/firewood sales) **

Criteria


 * 1. Risk **

Borrower (Credit history/Personal character): A kind reliable woman; a first time borrower with a payment plan already scheduled. Also, the currency exchange loss is covered.

Field Partner (Risk Rating, Delinquency Rate, Default Rate): 3 out of 5 stars, 0% and 0%

Country Risk (Economic, Political, Natural Disaster) Nothing to note besides general poverty.


 * 2. Business Plan - [|Small Business Start Ups] **

Potential for success: High. Everyone loves candy and a safe house is essential for a good life.

Potential for sustainability: Here in Canada, chocolate and candy sales never slow down and I can imagine it’s the same in Peru. Candy will always sell

Potential for regional economic benefit: A better house will allow Raimunda’s mind to rest, putting more effort into her business= better service to the community
 * 3. Borrower **

Perceived level of need: 3 out of 5 Financial responsibilities/commitments of individual: a partner (common law relationship?)

A loan for housing is something most families need and are granted. It should be bo different for her, Raimunda should be able to live in a safe home!
 * 4. Summary **